The race to adopt artificial intelligence ended before many banks even realized it. Now a much harder one begins: deciding what still shouldn't be delegated. For years, the challenge was getting AI to be able to act. Now the harder one begins: teaching it how far.
N5 founder Julián Colombo shares on Poker de Damas how he went from a bank branch to leading a fintech in 18 countries — the real story behind the $100.
Embedded finance integrates payments, credit, and insurance within apps that aren't banks. Using the myth of Hermes as a guiding thread, this piece explains what embedded banking is, why it's growing in Latin America, and what risks it demands be managed responsibly.
Decades of financial crises have left Latin America with a reasonable sense of distrust. Today, digital banking and applied artificial intelligence face the region’s real challenge: eliminating friction is not enough—trust must be rebuilt, one transaction at a time.
AI is replacing traditional scoring in credit decisions: thousands of variables, responses in seconds, lower delinquency, and greater financial inclusion. Here's how the model is changing across Latin America.
Should banks build their own language models or contract an external one? Costs, regulatory risks, and the hybrid path leading players in Latin America are choosing.
