Media

From a Bank Branch to 18 Countries: The Story Behind N5, Told by Its Founder

N5 founder Julián Colombo shares on Poker de Damas how he went from a bank branch to leading a fintech in 18 countries — the real story behind the $100.

When the Bank Disappears: The Promise (and the Trap) of Embedded Finance

Embedded finance integrates payments, credit, and insurance within apps that aren't banks. Using the myth of Hermes as a guiding thread, this piece explains what embedded banking is, why it's growing in Latin America, and what risks it demands be managed responsibly.

Trust as Currency in Digital Banking

Decades of financial crises have left Latin America with a reasonable sense of distrust. Today, digital banking and applied artificial intelligence face the region’s real challenge: eliminating friction is not enough—trust must be rebuilt, one transaction at a time.

N5 in Panama: three days of conversations on banking and artificial intelligence

Visit by our team to Panama, consolidating N5's presence in the region.

Language models: build or buy?

Should banks build their own language models or contract an external one? Costs, regulatory risks, and the hybrid path leading players in Latin America are choosing.

In the Right Place, at the Exact Moment: The AI That Makes Paying Easy

Digital intuition is the ability of banks, digital wallets, and fintechs to anticipate what a person needs at the moment of payment. An everyday scene — boarding the bus and paying with your phone — shows how AI is changing our relationship with money in Latin America.

Julián Colombo on La Guita Podcast: a conversation about AI, banking, and entrepreneurship

Julián Colombo, fundador de N5, estuvo en La Guita Podcast hablando de IA, bancos y por qué una fintech latinoamericana puede ganarle a gigantes globales. Mirá el video completo. Nuestro fundador, Julián Colombo, participó recientemente...

“Stop seeing AI as an innovation experiment and put it at the center of business strategy”

Julián Colombo, CEO of N5, was interviewed by Pool Económico GB to discuss one of the deepest shifts underway in the financial industry: the move from manual transfers to automated, event-driven transactions powered by...

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