News

N5 founder Julián Colombo shares on Poker de Damas how he went from a bank branch to leading a fintech in 18 countries — the real story behind the $100.

Embedded finance integrates payments, credit, and insurance within apps that aren't banks. Using the myth of Hermes as a guiding thread, this piece explains what embedded banking is, why it's growing in Latin America, and what risks it demands be managed responsibly.

Decades of financial crises have left Latin America with a reasonable sense of distrust. Today, digital banking and applied artificial intelligence face the region’s real challenge: eliminating friction is not enough—trust must be rebuilt, one transaction at a time.

Visit by our team to Panama, consolidating N5's presence in the region.

Should banks build their own language models or contract an external one? Costs, regulatory risks, and the hybrid path leading players in Latin America are choosing.

Digital intuition is the ability of banks, digital wallets, and fintechs to anticipate what a person needs at the moment of payment. An everyday scene — boarding the bus and paying with your phone — shows how AI is changing our relationship with money in Latin America.

Julián Colombo, CEO of N5, was interviewed by Pool Económico GB to discuss one of the deepest shifts underway in the financial industry: the move from manual transfers to automated, event-driven transactions powered by...

Cuando un vendedor no confía en su liquidación, pierde tiempo auditándola y termina yendo en silencio. Por qué la transparencia del cálculo de comisiones importa más que la generosidad del esquema.