{"id":15225,"date":"2025-09-22T18:40:55","date_gmt":"2025-09-22T21:40:55","guid":{"rendered":"https:\/\/blog.n5now.com\/automatizacion-con-inteligencia-artificial-en-la-banca-como-la-ia-esta-transformando-el-trabajo-bancario\/"},"modified":"2025-09-23T09:55:00","modified_gmt":"2025-09-23T12:55:00","slug":"automatizacion-con-inteligencia-artificial-en-la-banca-como-la-ia-esta-transformando-el-trabajo-bancario","status":"publish","type":"post","link":"https:\/\/blog.n5now.com\/en\/automatizacion-con-inteligencia-artificial-en-la-banca-como-la-ia-esta-transformando-el-trabajo-bancario\/","title":{"rendered":"Automation with Artificial Intelligence in Banking: How AI is Transforming Banking Work"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">AI already automates up to 50% of banking work<\/h3>\n\n\n\n<p><strong>Artificial intelligence in banking<\/strong> is no longer a promise but a reality. Recent studies show that between 30% and 50% of bankers\u2019 tasks can be automated or assisted with AI, driving greater efficiency and cost reduction.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Impact on executives\u2019 workday<\/h3>\n\n\n\n<p>According to KPMG (2025), 75% of banking executives expect that between 6% and 40% of daily tasks will be carried out with generative AI tools. Routine tasks are automated, while executives focus on strategy, innovation, and relationship management.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Roles most affected by banking automation<\/h3>\n\n\n\n<ul>\n<li><strong>Bank tellers<\/strong>: up to 60% of their work can be automated.<\/li>\n\n\n\n<li><strong>Relationship managers<\/strong>: AI complements their role, automating 39% and enhancing another 34%.<\/li>\n\n\n\n<li><strong>Back-office and data analysis<\/strong>: up to 90% of processes could be delegated to AI agents.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Highlighted cases of AI in investment banking and operations<\/h3>\n\n\n\n<ul>\n<li><strong>Goldman Sachs<\/strong>: AI drafts 95% of an IPO prospectus in minutes.<\/li>\n\n\n\n<li><strong>JPMorgan<\/strong>: achieved a 30% reduction in service costs thanks to fraud detection and process optimization.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Innovation in Latin America: the case of N5<\/h3>\n\n\n\n<p>Fintech <strong>N5<\/strong> is driving transformation with solutions such as:<\/p>\n\n\n\n<ul>\n<li><strong>AIfred<\/strong>: an intelligent assistant that automates administrative tasks.<\/li>\n\n\n\n<li><strong>Pep<\/strong>: a digital copilot designed to train and boost daily commercial management.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">The future of banking work: humans empowered by AI<\/h3>\n\n\n\n<p>Far from replacing banking executives, <strong>automation in finance<\/strong> frees up time and expands human capabilities. By 2030, AI is expected to redefine 44% of banking tasks, with the greatest impact on commercial and technological banking.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Artificial intelligence is already reshaping banking: automating up to 50% of tasks, reducing costs, and empowering executives. From Goldman Sachs to fintechs like N5 in Latin America, AI is driving a more efficient, strategic, and innovative future for banking.<\/p>\n","protected":false},"author":36,"featured_media":15222,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[218,217],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts\/15225"}],"collection":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/comments?post=15225"}],"version-history":[{"count":2,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts\/15225\/revisions"}],"predecessor-version":[{"id":15231,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts\/15225\/revisions\/15231"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/media\/15222"}],"wp:attachment":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/media?parent=15225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/categories?post=15225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/tags?post=15225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}