{"id":14414,"date":"2025-06-11T18:20:03","date_gmt":"2025-06-11T21:20:03","guid":{"rendered":"https:\/\/blog.n5now.com\/entrevista-a-julian-colombo-en-canal-ahora-lucidez-ironia-y-verdades-incomodas-sobre-el-sector-financiero\/"},"modified":"2025-06-11T18:25:25","modified_gmt":"2025-06-11T21:25:25","slug":"entrevista-a-julian-colombo-en-canal-ahora-lucidez-ironia-y-verdades-incomodas-sobre-el-sector-financiero","status":"publish","type":"post","link":"https:\/\/blog.n5now.com\/en\/entrevista-a-julian-colombo-en-canal-ahora-lucidez-ironia-y-verdades-incomodas-sobre-el-sector-financiero\/","title":{"rendered":"Interview with Juli\u00e1n Colombo on Canal Ahora: Clarity, Irony, and Tough Truths About the Financial Sector"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">In an interview with It Sitio, our CEO discussed technological entropy, the challenges fintechs face, and what truly matters when transforming the financial system.<\/h2>\n\n\n\n<p>In a recent appearance on the Next program, aired on Canal Ahora Play, Juli\u00e1n Colombo, CEO of N5, delivered a candid and insightful analysis of the behind-the-scenes challenges of financial innovation. With accessible language and real-world examples, he offered a perspective that blends technical depth with pragmatic and human-centered thinking.<\/p>\n\n\n\n<p><strong>Watch the full interview:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Entrevista a Juli\u00e1n para el streaming de ItSitio que se emite en Ahora Play\" width=\"696\" height=\"392\" src=\"https:\/\/www.youtube.com\/embed\/2gnff872f2o?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong>Key Insights from the Conversation<\/strong><\/p>\n\n\n\n<p><strong>The Hidden Entropy of Banking Technology<\/strong><\/p>\n\n\n\n<p>One of the central ideas Juli\u00e1n discussed is technological entropy\u2014a concept that helps explain why large financial institutions, even with vast resources, struggle to innovate. Banks, he explained, often operate with over 70,000 active software systems. The result? Around 91% of their tech budget goes toward simply keeping existing systems running.<\/p>\n\n\n\n<p>This complexity makes innovation in banking comparable to \u201cchanging the wings of an airplane mid-flight.\u201d It\u2019s not just a technical issue\u2014it involves organizational culture, regulatory pressures, and internal bureaucracy.<\/p>\n\n\n\n<p><strong>The Strategic Role of Ownership<\/strong><\/p>\n\n\n\n<p>Another powerful insight focused on the importance of ownership structures in financial companies. Juli\u00e1n pointed out that the type of investor or shareholder behind a company directly shapes how it operates. While fintechs may take bold risks for growth, traditional banks tend to serve investors who value stability and predictability.<\/p>\n\n\n\n<p><strong>Putting the Customer at the Center\u2014Genuinely<\/strong><\/p>\n\n\n\n<p>Drawing from his background as an economist, entrepreneur, and executive, Juli\u00e1n emphasized that customer-centricity is the only sustainable path forward.<\/p>\n\n\n\n<p>He explained that the real challenge isn\u2019t outperforming the competition, but earning customers\u2019 trust and preference every single day. \u201cYou\u2019re not just competing with other banks\u2014you\u2019re competing with every possible use of that person\u2019s money,\u201d he noted.<\/p>\n\n\n\n<p><strong>Coherent Innovation: The N5 Approach<\/strong><\/p>\n\n\n\n<p>Juli\u00e1n concluded by explaining how N5 addresses these challenges head-on: by reducing entropy through a unified, modular platform. Instead of relying on scattered tools, N5 offers five integrated components:<\/p>\n\n\n\n<p>CRM (for customer relationships)<\/p>\n\n\n\n<p>SPM (for employee performance)<\/p>\n\n\n\n<p>BPM (for product and service workflows)<\/p>\n\n\n\n<p>OCM (for channels)<\/p>\n\n\n\n<p>EDA (for data infrastructure)<\/p>\n\n\n\n<p>This integrated architecture allows financial institutions to innovate without sacrificing efficiency, scalability, or compliance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Juli\u00e1n Colombo, CEO of N5, analyzes the technological challenges banks and fintechs face, explains why innovation in the financial sector is so complex, and highlights the role of the customer as the core of any real transformation.<\/p>\n","protected":false},"author":2,"featured_media":14426,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[217,220],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts\/14414"}],"collection":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/comments?post=14414"}],"version-history":[{"count":2,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts\/14414\/revisions"}],"predecessor-version":[{"id":14421,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/posts\/14414\/revisions\/14421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/media\/14426"}],"wp:attachment":[{"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/media?parent=14414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/categories?post=14414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.n5now.com\/en\/wp-json\/wp\/v2\/tags?post=14414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}